Study tips · 3 min read

Five Mental Math Shortcuts That Save Real Time

Five Mental Math Shortcuts That Save Real Time — illustration
In short: Most mental math is about breaking a hard problem into easy pieces. For example, 15% of 240 is 10% (24) plus 5% (12), which gives 36.

1. Build percentages from 10%

Moving the decimal point one place gives 10%. Halve that for 5%. Add them for 15%. Here that is 24 + 12 = 36.

Check: 15% of 240
Answer36
  • 15% of 240 is 36
Step-by-step working 2 steps
  1. 1
    Turn the percent into a decimal
    15% = 15 ÷ 100 = 0.15
  2. 2
    Multiply by the number
    0.15 × 240 = 36

2. Multiply by 5 by halving first

Multiplying by 5 is the same as multiplying by 10 and halving. For 48 × 5, halve 48 to get 24, then multiply by 10: 240.

3. Square a number ending in 5

Multiply the tens digit by the next whole number, then append 25. For 35²: 3 × 4 = 12, so the answer is 1225.

4. Multiply by 9 with a subtraction

9 × 7 is 10 × 7 minus 7, which is 63. The same idea works for 99: multiply by 100, subtract once.

5. Check divisibility by 3 with digits

A number is divisible by 3 if its digits add up to a multiple of 3. For 1,236 the digits sum to 12, so 1,236 is divisible by 3 — and indeed 1,236 ÷ 3 = 412.

Frequently asked questions

How can I practise mental math?

Do two or three short problems a day without a calculator, then check with a tool that shows steps so you can see where an error crept in.

Are shortcuts allowed in exams?

Yes — they are just faster ways to reach the same answer. Show your working if the question asks for it.

Written and reviewed by Mateuss M.

Mateuss M. writes and reviews mathematical content for CalcSolver, focusing on online calculators, formulas, equations, and practical math tools. He reviews calculator functionality, calculation methods, formulas, examples, and explanations to help ensure that each tool is clear, useful, and easy to understand.

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